Frederick J. Fisher, J.D., CCP is currently President of Fisher Consulting Group, Inc. testifying regularly as an expert witness in cases dealing with the duties and obligations of professionals as well as on coverage and claims-made issues. With over 40 years of experience in Professional Liability, Standard of Care, Insurance Bad Faith, Insurance Brokers, Real Estate Brokers, Escrow Procedures, Mortgage Brokers, Claims Procedures, Claims Made Insurance. In1995, he formed what was known as ELM insurance Brokers, a firm that has acted as an MGA and Wholesale Broker of Professional Liability Insurance and Specialty Lines. He has lectured extensively on professional liability issues since 1978, and authored over 64 articles in trade journals and periodicals. He is the author of BROKER BEWARE, Selling Real Estate within the Law.